ARYZE is building a new financial ecosystem that will fundamentally improve the way people and businesses transfer and store money. We are building a full-reserve bank so we can operate at a fraction of the traditional risk, using regulated cloud-native banking software, interlinked with the world of blockchains and smart-contracts. ARYZE is building the backbone of the financial future, introducing direct, border-free and universally accessible Digital Cash that will go straight from your wallet to the world. The idea for ARYZE was devised by tech native and blockchain expert Jack Nikogosian. After spending two years as the head of the innovation lab at Coinify, Nikogosian was frustrated that prototypes of blockchain-based products and services could not be built with national currencies. He realised that turning ‘smart money’ into real money could unlock some of the biggest problems within the financial sphere, and thus set down to work on creating such a solution.