Almond brings economic opportunities to consumers, merchants and financial institutions in developing regions through our global financial solutions platform. Lack of access to capital is among the main contributors to poverty globally. Two billion people in developing countries worldwide have no access to banks - farmers, manufacturers, retailers and others therefore struggle to grow their businesses due to limited capital. Yet, in markets like Myanmar, 95% of people have access to mobile phones despite this financial exclusion. Almond, in partnership with local financial institutions, enables individuals and small businesses in developing countries to overcome the most pressing economic hurdles by providing access to essential financial services on a single mobile phone-based platform. Users can easily apply and be approved for a loan, have digital cash disbursed, search for and compare local vendors, find new markets, make transactions and repay loans - all on their phone.