Generation Home is a brand new mortgage lender, launching earlier this month and marketing its home loans to Britons through social media. While all other UK mortgage lenders require buyers to have a cash deposit, this lender lets buyers team up with friends or relatives who can 'invest' in the property alongside homeowners to boost their buying power. This model effectively means buyers with a small deposit can invite others to put some cash into their home purchase and in exchange, own a share of the property. Another option allows friends or family members to top up monthly payments.