Credit Kudos
Harnesses financial data through Open Banking to make better, fairer credit decisions
Our mission is to transform the credit scoring system to provide fairer credit for all; helping people access responsible finance they can afford, when they need it. Our Connect Flow enables you to seamlessly embed Open Banking into any lending journey, making it easy to access verified transaction data directly from financial institutions. Your customer connects with Credit Kudos via our Open Banking journey. Credit Kudos instantly aggregates and analyses verified transaction data. A Credit Kudos report is generated. Our easy-to-use underwriting platform Atlas displays rich insights on top of Open Banking data. Simply sign in and start making your lending process easier. Our Reports API allows lenders to fully or partially automate decisioning, use Credit Kudos data in existing risk models, or integrate Credit Kudos data into your underwriting platform.