Dave is the finance version of David vs. Goliath. Three friends were fed up with their banking experience, often incurring $38 overdraft fees and never having insights into how much money was left before payday. With customer loyalty at big banks at an all time low, they figured building the next great financial institution, one that could service 99% of Americans, not just the 1%, was the right idea for the times. Instead of building a bank right away, they started with solving for simple pain points like overdraft protection and automated budgeting to amass millions of loyal members. Today, Dave has reinvented many other areas of finance, from no-interest cash advances, income creation, un-bounceable checks and more to truly take on goliath.