LendUp was founded with one clear, straightforward purpose: to provide anyone with a path to better financial health. We don’t think people in need of credit should be limited by low credit scores or income fluctuations. Rather, we believe they deserve the same opportunities as everyone else. That’s why we offer: Access to quality credit cards and loans without hidden fees or debt traps, Affordable ways to build credit, break out of debt cycles, and achieve long-term financial goals, Access to credit education and other financial tools and resources designed to help people better manage their credit and plan for the future.